Rutherford One Insurance Services- Specializing in Homeowners, Dwelling, Property, Condo, Apartment and Renters Insurance for California
Latest News!

Rutherford One Insurance Services is now a CARFAX authorized representative and now offers special pricing for a Full History CARFAX Report. Providing this service is just another layer of protection we can provide to our clients when making a decision to purchase a motor vehicle. Contact us for more details.


Now partnering with Hagerty "The Classic and Collector Car insurance Specialist"  

Hagerty Collector Car Insurance

Now licensed in Arizona AZ License #: 1013921

Now licensed in Nevada NV License #: 857071

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Rutherford One Insurance Services
provides complete coverage for your home, business and auto insurance requirements. We have insurance for any situation, and can provide what you need at the best value.

We offer:

  • Professional Liability insurance
  • Business insurance
  • Worker's comp insurance
  • Commercial auto insurance
  • Commercial general liability insurance
  • Disability insurance
  • Umbrella insurance


All Civil Servants, Law Enforcement, Firefighters, Educators,
Government Employees, and Military
Multi-policy discounts up to 24%

As an Independent Agent, we are not obligated to one insurance company. Therefore, we are able to represent our client's best interest, not the insurance company's.

Please give us a call to learn how we can assist you with these coverages.

We provide homeower's insurance, renters insurance, and auto insurance for all of Northern California, including Sacramento County, Placer County, Nevada County and El Dorado County. Some of the communities we serve are Sacramento, Fair Oaks, Granite Bay, Roseville, Woodland, Davis, El Dorado Hills, and Folsom as well as Central and Southern California.


Services we provide:

  • General Liability, Property, Auto Liability, and Physical Damage
  • Certificates and filings made within 24 hours
  • Bonds
  • Health
  • Excess liability, employee-related practices liability
  • Worker's compensation
  • Very well health & wellness program
Rutherford One Insurance Services proudly represents and is an Official Agent for

“United We Are Serving the People
Who Serve the People”

California Homeowners & Dwelling Insurance - Condos Insurance - Renters Insurance

Rutherford One Insurance Services is unique, offering a broad range of products to cover most insurance needs. We are totally independent and represent a wide and diverse range of Insurance Companies. This means that we listen to you and aggressively seek out insurance solutions explicitly for your needs. We customize the insurance for your situation.

In many cases, we can save you money while providing better coverage than you have today. We are experts at understanding your requirements!

Are You a Mortgage Broker,
Real Estate Agent, or
Title Company?
Rutherford One Insurance Services has an interest in helping your clients!
We specialize in Personal -and- Commercial Insurance
  • Quick turnaround time for proposals
  • Licensed, trained agents ready to help your clients
  • Outstanding rates
  • Outstanding coverage
  • No hassle closing procedures - we will work with the title company to wrap up the closing
For More Information
Call or Email - (916) 962-9909

Here are some recent policies we have placed:

Specializing in Homeowners Insurance Homeowners...
  • $200,000 Homeowners and $300,000 liability coverage for Sacramento home for $465.00 per year... More Like This
Specializing in Renters Insurance Dwelling...
  • $170,000 Fire and $300,000 liability coverage for older multi-family rental units in Placerville for $913.00 per year...More Like This
Specializing In Condo Insurance Condominium...
  • $100,000 Condominium owners personal property and $300,000 liability coverage for vacation home in Truckee for $560.00 per year...More Like This
Specializing in Apartment and Renters Insurance Renters...
  • $50,000 personal property for client with no prior insurance for $357.00 per year...More Like This

We will shop several companies for the lowest rate and best value. We pride ourselves in representing only insurance companies that are financially strong and committed to service.

Contact Us Today
at 916-962-9909 or
us for further information.

Rutherford One Insurance Services
is licensed by the California Department
of Insurance, Lic# 0A53585.

Rutherford One Insurance Services accepts VISA, MasterCard, Discover and AMEX credit cards
Rutherford One Insurance Services accepts
these forms of payment for your convenience

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